Secured Loans
Secured loans enable the borrower to secure a loan
against their property, whether it is mortgaged or owned
outright. Loans secured against an already mortgaged
property are second charge, and a loan secured against
an outright owned property with no existing mortgage
is identified as first charge.
- High level of customer acceptance
- No Upfront fees
- Marketing leading rates
- Average turnaround 17 days to completion
Unsecured Loans (Personal Loans)
- High level of customer acceptance
- Service available 7 days a week
- Loans are available from £500 to £15,000
- Applicant age range from 18-70 years
- Minimum annual income of £6,000
- UK residents for a minimum of 3 years
Reasons for using an Unsecured Loan
- Available to Homeowners and Tenants
- Available when consent from a 1st mortgage company
is refused
- Top up existing borrowings
- Consolidation Loans
If you are considering debt consolidation : Think carefully about securing other debts on your home. Your home may be repossesed if you do not keep up repayments on your mortgage. |